Secured payment gateway


Hello good day, what the difference between pin and VBV secure code?



The PIN auth model implies that the transaction validation will be done via the card PIN; once the card PIN is valid and verified, the transaction is allowed to go through.
On the other hand, VBVSECURECODE - is an extra step taken by your financial institution to authenticate your internet purchases. This is known as 3-D Secure authentication. You have to register with your bank to enable you carry out online transactions, especially where the VBVSECURECODE is used as a measure of authentication. When a transaction is initiated, the user is taken to a secured payment page to authorize and authenticate the transaction using his pin or password.