Hello good day, what the difference between pin and VBV secure code?
The PIN auth model implies that the transaction validation will be done via the card PIN; once the card PIN is valid and verified, the transaction is allowed to go through.
On the other hand, VBVSECURECODE - is an extra step taken by your financial institution to authenticate your internet purchases. This is known as 3-D Secure authentication. You have to register with your bank to enable you carry out online transactions, especially where the VBVSECURECODE is used as a measure of authentication. When a transaction is initiated, the user is taken to a secured payment page to authorize and authenticate the transaction using his pin or password.