Moneywave Pricing Calculation (card2wallet then wallet to account)

I have an issue and would want to be enlightened.
if i want to transfer fund to another bank account from my card, my fee is still N45 for funds less than or equals 50k.

  1. if i should fund my wallet with anything less than 50k, i would be charge N45 and the money remains in my wallet.

Am i going to be charged extra N45 for transferring cash to bank via my funded wallet (Which i was already charge N45 when paying with my card)?

if yes, then my total charge = N90 (from card to wallet, from wallet to bank).

Please enlighten me.